Canopy | Precise lending calculations
SafeGuard
Get accurate calculations for your lending program, every time.
Test cases from your end-to-end borrower lifecycle simulations in LoanLab. SafeGuard ensures new code changes align with the borrower scenarios and edge cases that matter.
Build trust with borrowers.
Accurate calculations every time.
Protect your end-to-end borrower lifecycle simulations by ensuring code changes don’t impact calculations.
Everyday testing.
Never be blindsided by increased interest, sudden account changes, or altered amortization schedules.
Remain compliant.
Each test captures thousands of computed values, keeping you compliant with auditors and regulators.
How LoanLab and SafeGuard work together.
Use LoanLab to simulate borrower behavior with your lending policies.
Download your SafeGuard test with additional details for your engineering team.
Share the test files with your client delivery team.
LoanLab supports almost any type of borrower activity.
Repayments. Including underpayments, overpayments and missed payments.
Product policy updates. Including interest rate, minimum payment and late fees.
Retroactive events. Including payment and charge reversals.
Transactions. Including creating charges, loans, fees and offsets.
Restructuring loans. Including various options for changing an existing loan’s behavior.
Simulate the entire lifecycle of a loan, test different policies and actions, and observe the effects over time.
Next up
Build a modern lending experience.
CanopyOS
Launch, service and scale your loans. All in one OS.
CanopyOS is the secure central hub where you can view, manage and finetune all your customer loan accounts.
Canopy Connect
Run loans like clockwork. Scale over time.
Canopy Connect sets up custom automations that keep loans ticking over, so you can spend time on other things.
DataDirect
Present the insights that matter.
Generate ready-made reports that steer your upsell or cross-sell strategy. DataDirect makes your loan account insights count.
LoanLab
Innovate, simulate, operate.
Simulate the entire lifecycle of a loan, test different policies and actions, and observe the effects over time (and in real time).
Preview
Get ahead of borrowing decisions.
Preview an account before committing major changes to production, creating more transparency and better decision-making.
Safeguard
Get accurate calculations.
Align all calculations with the business lending scenarios and edge cases that matter via always-on SafeGuard tests.
Your next lending product awaits
For those who want more from their lending products, there’s Canopy. Get started today and never look back.