Canopy | The leading loan management system

Build better B2B lending products.

The most flexible loan management system for commercial lenders. Get everything you need to operate & scale secured, revolving, installment, and hybrid products. Your secret weapon for everything post-loan origination.

Canopy Core

A loan management system. And so much more.

Build lending products that last.

Offer customized policies, interest rates, payment plans, billing cycles and fees per customer. Then watch as retention improves.

Scale with flexibility.

Things change. Markets and borrower needs evolve. Canopy provides modern lending built to adapt and grow with you and your customers.

Keep borrowers in the loop.

Automate instant, tailored communications for payment reminders, promotions, fee waivers and more.

Create one system of record.

Track every change to your ledger, see real-time calculations, and retroactively process events.

CanopyOS

One home for operating and scaling lending products. However many you have.

Secured Lending
Unify your loan tape with collateral.

Canopy Connect
Drop manual work.

DataDirect
Present the insights that matter.

LoanLab
Innovate, simulate, operate.

Preview
Get ahead of borrowing decisions.

SafeGuard
Get accurate calculations.

Embed modern lending and credit products — whether you're a fintech, digital bank, or vertical SaaS company.

Trusted by modern lending teams. Learn more from our customers.

How Flexport leveraged Canopy to scale its lending program

Create flexible lending products. With less work.
Purpose built for developers, our modern, low-code API lets you launch fast and scale with ease.

Card issuers. Payments processors. Credit reporting. Whoever you’re partnered with, Canopy connects.

Learn more about next-gen lending.

Industry Insights
The state of small business lending: statistics and trends for 2025

Industry Insights
Loan servicing software drives efficiency and profits

Your next lending product awaits

For those who want more from their lending products, there’s Canopy. Get started today and never look back.