Build better B2B lending products.

The most flexible loan management system for commercial lenders. Get everything you need to operate & scale secured, revolving, installment, and hybrid products. Your secret weapon for everything post-loan origination.


Canopy Core

A loan management system. And so much more.

Build lending products that last.

Offer customized policies, interest rates, payment plans, billing cycles and fees per customer. Then watch as retention improves.

Scale with flexibility.

Things change. Markets and borrower needs evolve. Canopy provides modern lending built to adapt and grow with you and your customers.

Keep borrowers in the loop.

Automate instant, tailored communications for payment reminders, promotions, fee waivers and more.

Create one system of record.

Track every change to your ledger, see real-time calculations, and retroactively process events.

CanopyOS

One home for operating and scaling lending products. However many you have.

Secured Lending\
Unify your loan tape with collateral. Canopy is the only LMS that allows you to unify your loan tape with collateral.

Canopy Connect\
Drop manual work. Canopy Connect lets you design custom workflows that automate loan tasks, so you can spend your time on other things.

DataDirect\
Present the insights that matter. Generate ready-made reports that steer your upsell or cross-sell strategy. DataDirect makes your loan account insights count.

LoanLab\
Innovate, simulate, operate. Simulate the entire lifecycle of a loan, test different policies and actions, and observe the effects over time (and in real time).

Preview\
Get ahead of borrowing decisions. Preview an account before committing major changes to production, creating more transparency and better decision-making.

SafeGuard\
Get accurate calculations. Align all calculations with the business lending scenarios and edge cases that matter via always-on SafeGuard tests.

Embed modern lending and credit products — whether you're a fintech, digital bank, or vertical SaaS company.

Trusted by modern lending teams. Learn more from our customers.

  • Installment
  • Logistics Financing

How Flexport leveraged Canopy to scale its lending program.

[Create flexible lending products. With less work.\
Purpose built for developers, our modern, low-code API lets you launch fast and scale with ease.

Card issuers. Payments processors. Credit reporting. Whoever you’re partnered with, Canopy connects.

Learn more about next-gen lending.

Industry Insights\
The state of small business lending: statistics and trends for 2025

Industry Insights\
Loan servicing software drives efficiency and profits

Your next lending product awaits

For those who want more from their lending products, there’s Canopy. Get started today and never look back.