Exploring a Shadow Ledger or Hot Backup?

Guide: Why alternative ledgers are on the rise

As SMB lenders navigate increasing demands for flexibility, compliance, and scalability, alternative ledgers are emerging as vital to future-proof operations.

This guide explores why non-bank lenders shift from homegrown ledgers to specialized solutions and how shadow & hot backup ledgers can transform portfolio management.

Exploring a better loan servicing platform?

Whether you offer business financing, installment loans, or niche credit products, Canopy has your back.

Immutable ledger.

Track every change to your ledger, run real-time calculations, and explore dynamic, retroactive events.

Low code integrations.

Built to support modern payment cards, so you can streamline issuing, payment processing, and servicing in one platform.

Personalized service.

Increase customer service productivity and borrower trust with automations that allow your organization to deliver personalized assistance.

Get to Market Faster

See into the future with LoanLab.

Avoid launch day surprises. LoanLab gives companies the confidence to test capital product constructs, ensuring all calculations and account behavior work as expected.

Watch how it works

Common lending use cases.

Secured Loans

Create a secured lending product backed by virtually any type of collateral.

Installment Loans

Create an installment lending solution.

Payment Cards

Create a charge or revolving card product.

Canopy provides a loan management system that fits our unique needs better than any other in the market.

Thibault Maillet, Head of Financial Services at Flexport Capital