Update account policies

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The URL for this request expired after 30 days.

Fields

• account_id
  Type: string
  Required: Yes
  Description: ID of the Account

• card_processor_identifier
  Type: string
  Description: Identifier for external card processor service.

• credit_limit_cents
  Type: number
  Description: Total Amount (in cents) that this account can borrow.

• disbursement_source_payout_entity_id
  Type: string
  Description: The payout_entity_id for this payout entity (typically a lender). The ID provided must also be linked to the account.

• late_fee_cap_percent
  Type: number
  Description: Any number as a percentage (e.g. 5=> 5%). This is the maximum late fee that can be charged in this account: as determined by late_fee_cap_percent * minimum payment.

• late_fee_cents
  Type: number
  Description: The fee charged for late payments on the account.

• max_approved_credit_limit_cents
  Type: number
  Description: Informational. Pre-approved maximum amount a CSR can increase the account's credit_limit_cents to.

• min_pay_percent
  Type: number
  Description: Defaults to 100. The percent of outstanding balances in the cycle used to determine the minimum payment. Used alongside PERCENT_INTEREST, PERCENT_PRINCIPAL, and PERCENT_PRINCIPAL_INTEREST min_pay_types.

• payment_reversal_fee_cap_percent
  Type: number
  Description: Any number as a percentage (e.g. 5=> 5%). This is the maximum reversal fee that can be charged in this account.

• payment_reversal_fee_cents
  Type: number
  Description: The fee charged for payment reversals on the account.

• pending_pmt_affects_avail_credit
  Type: boolean
  Description: Indicates whether pending payments affect available credit.

• promo_min_pay_floor_cents
  Type: number
  Description: If provided, the min_pay in the promo period will be set to this value whenever this value exceeds the calculated min_pay using promo_min_pay_type.

• external_fields
  Type: object
  Description: A JSON object used to connect entities created in Canopy to data in your system and any connected external systems.

• min_pay_type
  Type: string (enum)
  Description: Current due calculation method
  Enum values: PERCENT_INTEREST, AMAM_INTEREST, PERCENT_INTEREST, PERCENT_PRINCIPAL, PERCENT_PRINCIPAL_INTEREST, INTEREST_AND_PERCENT_PRINCIPAL, INTEREST_AND_PERCENT_PRINCIPAL_V2, NONE.

Responses

• 200 Successful query of information for a specific account
• 401 Unauthorized.
• 403 Forbidden.
• 422 Invalid input.
• 429 Too many requests.
• default Unexpected Error.

Example Request

curl --request PUT \
     --url https://contact/%20sales%20to%20enable%20your%20sandbox/accounts//policy \
     --header 'accept: application/json' \
     --header 'content-type: application/json'

Choose an example:

Base URL

https://Contact sales to enable your sandbox/accounts/{account_id}/policy

Response

• 200 Updated about 1 year ago.