| Time | Status | User Agent |  |
| :-- | :-- | :-- | :-- |
| Make a request to see history. |

#### URL Expired

The URL for this request expired after 30 days.

### Request Body Structure

**account_id**  
*string*  
required  
ID of the Account

**Body of request to restructure one or multiple loans**

**restructured_loans_ids**  
*array of strings*  
required  
length ≤ 10  
The IDs of the loans to be restructured

**restructured_loans_ids***  
ADD *string*

**line_item_id**  
*string*  
`^(?!can_).*$`  
The ID associated to be with the restructured loan for future requests. If not provided on line item creation, Canopy will generate this field.

**description**  
*string*  
A description of this particular line item if any.

**interest_policies**  
*object | null*  
Policies for interest on this new loan. If none are specified, the account interest policies will be applied.

**interest_policies**  
*object | null*

- **am_len**  
  *integer*  
  required  
  The number of cycles after restructuring over which the loan amortizes. This property is mandatory if restructuring multiple loans.

- **min_pay_type**  
  *string | null*  
  enum  
  Only applicable to `LOAN` type line_items. Optionally override the `min_pay_type` for this loan. For the minimum payment to include principal and interest each cycle, use `AM`. For the minimum payment to include only accrued interest for all cycles except the final cycle, and all principal and accrued interest in the final cycle, use `AM_INTEREST`. If not included, the loan will use the Account's `min_pay_type` value.

Allowed:  
    `AM`, `AM_INTEREST`

**fee_policies**  
*object | null*  
Policies for an origination fee related to this loan

**fee_policies**  
*object | null*

- **external_fields**  
  *array, null | object, null*  
  
- **notes**  
  *string*  
  Any notes associated to this new loan.

**interest_and_fee_handling**  
*string*  
enum  
required  
The strategy to handle outstanding interest and fee balances on the original loans.

Allowed:  
    `TRANSFER`, `OFFSET`, `CAPITALIZE`

**Preview**  
*boolean*  
Flag to decide if this is a preview

#### Response Codes

``202  Loan/s restructuring successfully scheduled.

# ``303      See Other.

``401  Unauthorized.

``403  Forbidden.

``404  Account not found

``422  Invalid input

``429  Too many requests.

``default  Unexpected Error.

#### Example Request (curl)

```bash

curl --request POST \
     --url https://contact/%20sales%20to%20enable%20your%20sandbox/accounts//line_items/restructures/loans \
     --header 'accept: application/json' \
     --header 'content-type: application/json' \
     --data '{

"interest_policies": {
    "interest_percent": 0,
    "is_limited_to_loan_duration": false
  },

"fee_policies": {
    "origination_fee_cents": 0,
    "origination_fee_percent": 0,
    "is_origination_fee_lesser_value": false,
    "is_origination_fee_amortized": false
  },

"interest_and_fee_handling": "CAPITALIZE"
}

'
```

Click `Try It!` to start a request and see the response here! Or choose an example:

```json

303
```

Updated 6 months ago