| Time | Status | User Agent |  |
| :-- | :-- | :-- | :-- |
| Make a request to see history. |

#### URL Expired

The URL for this request expired after 30 days.

**account_id**  
*string*  
required  
ID of the Account

**Body of request to create a loan**

**line_item_id**  
*string*  
`^(?!can_).*$`  
The ID associated to be with the line item for future requests. If not provided on line item creation, Canopy will generate this field.

**line_item_status**  
*string*  
enum  
Defaults to VALID  
The status of a line item.  
VALID, INVALID, OFFSET, PENDING, AUTHORIZED, DECLINED, VOID, POSTED  
Show 8 enum values

**original_amount_cents**  
*integer*  
required  
Defaults to 0  
The amount charged (in cents).

**interest_policies**  
*object | null*  
Policies for interest on this specific line item.

**effective_at**  
*date-time*  
The `Date-Time` that the charge is made applicable to the account. Note that loans always follow the statement cycle of the related account, meaning the first cycle will become due at the time of the statement most closely following this `effective_at`.

**min_pay_type**  
*string | null*  
enum  
Only applicable to `LOAN` type line_items. Optionally override the `min_pay_type` for this loan. For the minimum payment to include principal and interest each cycle, use `AM`. For the minimum payment to include only accrued interest for all cycles except the final cycle, and all principal and accrued interest in the final cycle, use `AM_INTEREST`. If not included, the loan will use the Account's `min_pay_type` value.  
Allowed: `AM`, `AM_INTEREST`

**am_len**  
*integer*  
required  
For amortizing line items (loans), the number of cycles over which the line item amortizes.

**description**  
*string*  
A description for the Loan

**fee_policies**  
*object | null*  
Policies for an origination fee related to this loan

**merchant_data**  
*object | null*

**issuer_processor_metadata**  
*object*

**external_fields**  
*array,null | object,null*

**Preview**  
*boolean*  
Flag to decide if this is a preview  
true, false

# HTTP Response Codes

```plaintext
200      Loan Created
303      See Other.
401      Unauthorized.
403      Forbidden.
422      Invalid input
429      Too many requests.
default  Unexpected Error.
```

**Updated about 1 year ago**

---

---

**Example Request**

```bash
curl --request POST \
    --url https://contact/%20sales%20to%20enable%20your%20sandbox/accounts//line_items/loans \
    --header 'accept: application/json' \ 
    --header 'content-type: application/json' \ 
    --data '  
{  
  "line_item_status": "VALID",  
  "original_amount_cents": 0,  
  "interest_policies": {  
    "interest_percent": 0,  
    "is_limited_to_loan_duration": false  
  },  
  "fee_policies": {  
    "origination_fee_cents": 0,  
    "origination_fee_percent": 0,  
    "is_origination_fee_lesser_value": false  
  }  
}
'  
```

**Try It!** to start a request and see the response here! Or choose an example:

**Application/JSON**

```plaintext
200
303
```