###### Collateral Management

# Better collateral management for secured lending.

Canopy is the only system of record that puts loans and collateral on equal footing. Ensure LTV ratios are always up-to-date, unlock new asset types for secured loans, and enable stronger risk management.

[Request demo](https://www.canopyservicing.com/start/)

###### Managing collateral with canopy

## Built for the future of secured lending.

### Single source of truth.

Canopy is your system of record for lending and collateral management. Remove disjointed systems with an audit-ready platform for secured lending. Better manage credit risk and maintain accurate records across every transaction.

### Expanded collateral types.

Manage a wide range of collateral types, from traditional assets like real estate & equipment to modern assets like cryptocurrency & collectibles. Create innovative secured lending products that uniquely serve your customers.

### Asset-driven insights.

Improve risk management with LTV breach monitoring alerts and automated draw restrictions when in breach. Incorporate senior liens into your LTV calculations to ensure accuracy and risk protection for junior lienholders.

#### Collateralized assets we support.

###### Real Estate

###### Accounts Receivable

###### Securities

###### Cash

###### Automobiles

###### Inventory

###### Fine Art & Collectibles

###### Equipment

###### Business Assets

###### Cryptocurrency

#### Streamline collateral management to ensure accurate LTV ratios.

**1. Add collateral to your SOR.** This gives you an accurate view of the loan and its collateral, setting the foundation to manage credit risk.

**2. Update collateral valuations.** This ensures that your LTV ratios always reflect the most current and accurate data.

**3. Incorporate senior liens.** This adjustment provides a precise LTV calculation, accounting for priority claims on the collateral.

**4. View all collateral for a loan.** This overview allows you to see all assets tied to each individual loan.

**5. Monitor LTV compliance.** The system monitors LTV ratios and alerts you when a borrower violates compliance thresholds so you can act quickly to address any breaches.

**6. Identify asset pledges across loans.** This gives you a complete picture of how each asset is leveraged across your portfolio.

## Connect your workflows to automate actions.

#### Run valuations on pledged assets.

#### Monitor LTV compliance.

#### Send automated reports to team members.

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**Create flexible lending products.
With less work.**\
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Purpose-built for developers, our modern, low-code API lets you launch fast and scale with ease.\
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###### Products

#### A loan management system built to scale with your business.

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CanopyOS\
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**Launch, service and scale your loans. All in one OS.**\
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CanopyOS is the secure central hub where you can view, manage and finetune all your customer loan accounts.](https://www.canopyservicing.com/canopyos/)

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Canopy Connect\
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**Run loans like clockwork. Scale over time.**\
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Canopy Connect sets up custom automations that keep loans ticking over, so you can spend time on other things.](https://www.canopyservicing.com/connect/)

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DataDirect\
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**Present the insights
that matter.**\
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Generate ready-made reports that steer your upsell or cross-sell strategy. DataDirect makes your loan account insights count.](https://www.canopyservicing.com/datadirect/)

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LoanLab\
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**Innovate, simulate, operate.**\
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Simulate the entire lifecycle of a loan, test different policies and actions, and observe the effects over time (and in real time).](https://www.canopyservicing.com/loanlab/)

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Preview\
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**Get ahead of borrowing decisions.**\
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Preview an account before committing major changes to production, creating more transparency and better decision-making.](https://www.canopyservicing.com/preview/)

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Safeguard\
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**Get accurate calculations.**\
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Align all calculations with the business lending scenarios and edge cases that matter via always-on SafeGuard tests.](https://www.canopyservicing.com/safeguard/)

## Your next lending product awaits

For those who want more from their lending products, there’s Canopy. Get started today and never look back.

[Get started](https://www.canopyservicing.com/get-started/)